prikaz prve stranice dokumenta Comparative analysis of risk management practices in Croatian and German banking system
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undergraduate thesis
Comparative analysis of risk management practices in Croatian and German banking system
2024. urn:nbn:hr:192:776535
Otto, Tobias
University of Rijeka
Faculty of Economics and Business

Cite this document

Otto, T. (2024). Comparative analysis of risk management practices in Croatian and German banking system (Undergraduate thesis). Rijeka: University of Rijeka, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:192:776535

Otto, Tobias. "Comparative analysis of risk management practices in Croatian and German banking system." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2024. https://urn.nsk.hr/urn:nbn:hr:192:776535

Otto, Tobias. "Comparative analysis of risk management practices in Croatian and German banking system." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2024. https://urn.nsk.hr/urn:nbn:hr:192:776535

Otto, T. (2024). 'Comparative analysis of risk management practices in Croatian and German banking system', Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, accessed 26 February 2025, https://urn.nsk.hr/urn:nbn:hr:192:776535

Otto T. Comparative analysis of risk management practices in Croatian and German banking system [Undergraduate thesis]. Rijeka: University of Rijeka, Faculty of Economics and Business; 2024 [cited 2025 February 26] Available at: https://urn.nsk.hr/urn:nbn:hr:192:776535

T. Otto, "Comparative analysis of risk management practices in Croatian and German banking system", Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, Rijeka, 2024. Available at: https://urn.nsk.hr/urn:nbn:hr:192:776535

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Metadata
TitleComparative analysis of risk management practices in Croatian and German banking system
AuthorTobias Otto
MentorIvan Gržeta (mentor)
GranterUniversity of Rijeka
Faculty of Economics and Business
Rijeka
Defense date and country2024-09-06, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
This thesis explores the risk management practices of Croatian and German banks, with a specific focus on Privredna banka Zagreb (PBZ) and Landesbank Baden-Württemberg (LBBW). An analysis is conducted on the adherence of certain entities to EU standards, taking into consideration the influence of regulatory, economic, and historical factors. The study uncovers that both banks generally adhere to regulations, although their approaches vary based on their individual circumstances. PBZ, operating in Croatia's smaller banking sector, takes a cautious approach, especially when EU standards offer some room for flexibility. PBZ has higher cash ratios and lower loan-to-deposit ratios when compared to LBBW. Both banks have robust capital adequacy ratios that surpass regulatory requirements. However, PBZ stands out with a lower debt-to-equity ratio, indicating a different capital structure. It appears that PBZ has higher non-performing loan (NPL) ratios compared to LBBW, indicating a potentially higher level of credit risk exposure. This study provides valuable insights into risk management in various banking environments and can be used to develop customized strategies for improving stability and resilience.
Keywords
Languageenglish
URN:NBNurn:nbn:hr:192:776535
Study programmeTitle: Business economics; specializations in: International Business (held in English)
Course: International Business (held in English)
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsClosed access
Terms of useLicence In copyright icon
Created on2024-11-04 14:00:03