prikaz prve stranice dokumenta Digitalni euro
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undergraduate thesis
Digitalni euro
2023. urn:nbn:hr:192:760525
Dragović, Maja
University of Rijeka
Faculty of Economics and Business

Cite this document

Dragović, M. (2023). Digitalni euro (Undergraduate thesis). Rijeka: University of Rijeka, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:192:760525

Dragović, Maja. "Digitalni euro." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2023. https://urn.nsk.hr/urn:nbn:hr:192:760525

Dragović, Maja. "Digitalni euro." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2023. https://urn.nsk.hr/urn:nbn:hr:192:760525

Dragović, M. (2023). 'Digitalni euro', Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, accessed 06 April 2025, https://urn.nsk.hr/urn:nbn:hr:192:760525

Dragović M. Digitalni euro [Undergraduate thesis]. Rijeka: University of Rijeka, Faculty of Economics and Business; 2023 [cited 2025 April 06] Available at: https://urn.nsk.hr/urn:nbn:hr:192:760525

M. Dragović, "Digitalni euro", Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, Rijeka, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:192:760525

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Metadata
TitleDigitalni euro
Title (english)The digital euro
AuthorMaja Dragović
MentorBojana Olgić Draženović (mentor)
GranterUniversity of Rijeka
Faculty of Economics and Business
Rijeka
Defense date and country2023-07-21, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Cilj ovoga rada bio je istražiti primjenu digitalnog eura kojeg planira uvesti Europska središnja banka. Ovdje se radi o preglednom istraživanju, koje obuhvaća prednosti i nedostatke primjene digitalnog eura kao virtualne valute. Uvođenjem digitalnog eura potaknula bi se daljnja digitalizacija financijskog sektora i gospodarstva uopće, a podržali bi se i novi poslovni modeli. Stoga bi glavna odlika digitalnog eura trebala biti programibilnost i korespondencija s najmodernijom tehnologijom. S... More obzirom na dizajn digitalne valute male transakcije provodile bi se anonimno, dok bi se veće transakcije provjeravale. Uvođenjem digitalnog eura ojačao bi se i prijenos monetarne politike. Neovisno o prednostima ovakvog bezgotovinskog, centraliziranog bankovnog sustava privatnost korisnika ne smije bit narušena. Stvarali bi se detaljni profili korisnika što bi narušavalo njihovu privatnost i slobodu kretanja. Profitabilnost središnje banke ovisila bi o razlici između naknade za digitalni euro i kamatne stope koja se primjenjuje u takvim refinanciranjima. Ukoliko bi dizajn digitalnog eura imao svojevrsne propuste ova bi valuta postala temelj za financiranje terorizma, pranje novca ili druge ilegalne prekogranične aktivnosti. Iako je uvođenje digitalnog eura kompleksan proces, Europska središnja banka morat će pronaći rješenja za stvaranje jednostavnog, sigurnog i brzog načina plaćanja, a koji bi istovremeno zadovoljio afinitete građana Europske unije. Less
Abstract (english)
The aim of this work was to investigate the application of the digital euro, which is planned to be introduced by the European Central Bank. This is an overview study, which includes the advantages and disadvantages of using the digital euro as a virtual currency. The introduction of the digital euro would encourage further digitization of the financial sector and the economy in general, and new business models would be supported. Therefore, the main feature of the digital euro should be... More programmability and correspondence with the most modern technology. Given the design of the digital currency, small transactions would be conducted anonymously, while larger transactions would be verified. The introduction of the digital euro would also strengthen the transmission of monetary policy. Regardless of the advantages of such a cashless, centralized banking system, the user's privacy must not be violated. Detailed user profiles would be created, which would violate their privacy and freedom of movement. The profitability of the central bank would depend on the difference between the fee for the digital euro and the interest rate applied in such refinancing. If the design of the digital euro had some kind of flaws, this currency would become the basis for financing terrorism, money laundering or other illegal cross-border activities. Although the introduction of the digital euro is a complex process, the European Central Bank will have to find solutions to create a simple, safe and fast way of payment, which would at the same time satisfy the affinities of the citizens of the European Union. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:192:760525
Study programmeTitle: Business economics; specializations in: Finances, Entrepreneurship, Management, Finance and Banking, Marketing, International Business, IT Business
Course: Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsClosed access
Terms of useLicence In copyright icon
Created on2024-01-11 16:37:51
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