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undergraduate thesis
Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj
2021. urn:nbn:hr:192:066869
Bedić, Deni
University of Rijeka
Faculty of Economics and Business

Cite this document

Bedić, D. (2021). Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj (Undergraduate thesis). Rijeka: University of Rijeka, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:192:066869

Bedić, Deni. "Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2021. https://urn.nsk.hr/urn:nbn:hr:192:066869

Bedić, Deni. "Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj." Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, 2021. https://urn.nsk.hr/urn:nbn:hr:192:066869

Bedić, D. (2021). 'Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj', Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, accessed 06 May 2024, https://urn.nsk.hr/urn:nbn:hr:192:066869

Bedić D. Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj [Undergraduate thesis]. Rijeka: University of Rijeka, Faculty of Economics and Business; 2021 [cited 2024 May 06] Available at: https://urn.nsk.hr/urn:nbn:hr:192:066869

D. Bedić, "Implementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj", Undergraduate thesis, University of Rijeka, Faculty of Economics and Business, Rijeka, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:192:066869

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Metadata
TitleImplementacija Fintecha u bankarskim i financijskim uslugama u Republici Hrvatskoj
Title (english)Implementation of Fintech in Banking and Financial Services in the Republic of Croatia
AuthorDeni Bedić
MentorBojana Olgić Draženović (mentor)
GranterUniversity of Rijeka
Faculty of Economics and Business
Rijeka
Defense date and country2021-07-14, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Utjecaj digitalizacije i globalizacije omogućio je eksponencijalni rast digitalnih bankarskih i financijskih usluga. Za nastanak inovativnih rješenja u svijetu je zaslužan Fintech, koji je razvio usluge utemeljene na strojnom učenju, umjetnoj inteligenciji te blockchain mehanizmu. Fintech označava različite oblike primjene digitalne tehnologije u financijama. Jedan od njih su i kiptovalute odnosno financije koje nastaju u okruženju digitalnih valuta te doprinose u razvoju alternativnih bankarskih i financijskih rješenja. Pomoću decentraliziranih financija korisnicima se želi pojednostaviti doticaj s uslugama poput kreditiranja, štednje te investiranja. Njihov se rad temelji na jedinstvenom procesu distribuiranja podataka (blockchain), kriptografskih protokola te doprinosu pametnih ugovora. Sveobuhvatan i brz rast Fintecha u fokus pažnje stavlja i uspostavljanje adekvatne regulacije kojom bi se usporedno omogućio razvoj usluga te zaštita samog potrošača. Razvoj i primjena Fintecha vidljiv je i na području Republike Hrvatske. U samome središtu ističu se usluge plaćanja i prijenosa novčanih sredstava, primjerice Keks Pay i Aircash koje obuhvaćaju najveći broj korisnika. Dok usluge poput PayCeka, Bitcoin-mjenjačnice te LAQO-a nastoje implementirati kriptovalute odnosno digitalno osiguranje.
Abstract (english)
The impact of digitalization and globalization has enabled the exponential growth of banking and financial services. Fintech is responsible for the emergence of innovative solutions in the world, which has developed services based on machine learning, artificial intelligence and blockchain mechanism. Cryptocurrencies as a new movement in the world of Fintech are gradually leaving a mark in the development of alternative banking and financial solutions. With the help of decentralized finance, they want to simplify the contact of users with services such as lending, savings and investing. Their work is based on a unique process of data distribution, cryptographic protocols and the contribution of smart contracts. The overall growth and development of Fintech implies adequate regulation that would simultaneously enable the development of services and consumer protection. Fintech's engagement is also visible in the territory of the Republic of Croatia. In the very central part, the services of payment and transfer of funds, Keks Pay and Aircash, which cover the largest number of users, stand out. While services such as PayCek, LAQO's Bitcoin exchange offices are trying to develop the application of cryptocurrency or digital security.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:192:066869
Study programmeTitle: Business economics; specializations in: Finance and Accounting, Entrepreneurship, Management, Finance and Banking, Marketing, International Business, IT Business, Finance
Course: Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
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Created on2021-12-07 12:36:48